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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,093 | $167,030+188.6% | $135,768+255.1% | $155,188+210.7% |
| Participation rate | 100.0% | 76.2%+23.8pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 7.25% | 678.39%-671.1pp | 526.10%-518.9pp | 148.84%-141.6pp |
| Employer contribution / active EE | $1,778 | $4,132-57.0% | $3,394-47.6% | $4,248-58.1% |
| Participant deferral / active EE | $5,131 | $4,528+13.3% | $3,977+29.0% | $6,531-21.4% |
| Admin fee / account holder | $4,778 | $8,172-41.5% | $7,048-32.2% | $14,480-67.0% |