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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $482,093 | $154,754+211.5% | $124,206+288.1% | $138,895+247.1% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.6%+30.4pp | 79.9%+20.1pp |
| Annual return | 7.25% | 709.28%-702.0pp | 515.27%-508.0pp | 145.39%-138.1pp |
| Employer contribution / active EE | $1,778 | $4,446-60.0% | $3,540-49.8% | $4,194-57.6% |
| Participant deferral / active EE | $5,131 | $4,621+11.0% | $3,968+29.3% | $6,396-19.8% |
| Admin fee / account holder | $4,778 | $6,690-28.6% | $5,929-19.4% | $12,562-62.0% |