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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,012 | $106,749-70.9% | $145,433-78.7% | $82,448-62.4% |
| Participation rate | 51.2% | 75.6%-24.4pp | 82.1%-30.9pp | 68.1%-16.8pp |
| Annual return | 19.05% | 27.59%-8.5pp | 66.58%-47.5pp | 41.64%-22.6pp |
| Employer contribution / active EE | $0 | $3,444-100.0% | $4,554-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,923 | $6,519-39.8% | $7,897-50.3% | $4,139-5.2% |
| Admin fee / account holder | $86 | $8,390-99.0% | $13,129-99.3% | $7,234-98.8% |