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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,653 | $111,878+113.3% | $93,727+154.6% | $145,897+63.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 5.64% | 204.28%-198.6pp | 133.83%-128.2pp | 552.29%-546.7pp |
| Employer contribution / active EE | $22,348 | $3,092+622.7% | $2,421+822.9% | $4,663+379.3% |
| Participant deferral / active EE | $14,091 | $4,920+186.4% | $4,417+219.0% | $6,689+110.6% |
| Admin fee / account holder | $88,870 | $10,256+766.5% | $8,292+971.8% | $13,390+563.7% |