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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,278 | $112,729+197.4% | $98,716+239.6% | $137,256+144.3% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 9.59% | 38.48%-28.9pp | 31.81%-22.2pp | 220.34%-210.7pp |
| Employer contribution / active EE | $19,849 | $2,725+628.3% | $2,279+771.1% | $4,156+377.6% |
| Participant deferral / active EE | $13,085 | $4,640+182.0% | $4,048+223.3% | $6,407+104.2% |
| Admin fee / account holder | $2,790 | $10,129-72.5% | $8,703-67.9% | $12,270-77.3% |