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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,341 | $106,524+166.9% | $152,301+86.7% | $87,485+225.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 17.46% | 26.89%-9.4pp | 80.50%-63.0pp | 26.06%-8.6pp |
| Employer contribution / active EE | $7,185 | $3,371+113.1% | $4,624+55.4% | $2,596+176.7% |
| Participant deferral / active EE | $8,426 | $6,525+29.1% | $8,004+5.3% | $4,274+97.2% |
| Admin fee / account holder | $1,267 | $8,287-84.7% | $14,398-91.2% | $7,775-83.7% |