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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,341 | $106,749+166.4% | $145,433+95.5% | $82,448+244.9% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 17.46% | 27.59%-10.1pp | 66.58%-49.1pp | 41.64%-24.2pp |
| Employer contribution / active EE | $7,185 | $3,444+108.6% | $4,554+57.7% | $2,551+181.6% |
| Participant deferral / active EE | $8,426 | $6,519+29.3% | $7,897+6.7% | $4,139+103.6% |
| Admin fee / account holder | $1,267 | $8,390-84.9% | $13,129-90.3% | $7,234-82.5% |