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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,605 | $127,387-72.0% | $115,038-69.0% | $125,389-71.6% |
| Participation rate | 33.3% | 84.2%-50.8pp | 81.4%-48.0pp | 83.2%-49.9pp |
| Annual return | -0.43% | 31.28%-31.7pp | 26.14%-26.6pp | 282.24%-282.7pp |
| Employer contribution / active EE | $2,617 | $5,166-49.3% | $4,608-43.2% | $4,866-46.2% |
| Participant deferral / active EE | $9,732 | $6,423+51.5% | $6,026+61.5% | $5,352+81.9% |
| Admin fee / account holder | $166 | $9,516-98.3% | $8,175-98.0% | $9,541-98.3% |