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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,511 | $181,062+204.6% | $158,223+248.6% | $155,188+255.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 7.24% | 57.39%-50.1pp | 52.09%-44.9pp | 148.84%-141.6pp |
| Employer contribution / active EE | $3,000 | $4,565-34.3% | $4,109-27.0% | $4,248-29.4% |
| Participant deferral / active EE | $5,221 | $6,134-14.9% | $5,467-4.5% | $6,531-20.1% |
| Admin fee / account holder | $3,980 | $18,825-78.9% | $16,047-75.2% | $14,480-72.5% |