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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,118 | $110,337-27.4% | $102,383-21.7% | $145,877-45.1% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 19.29% | 24.83%-5.5pp | 24.94%-5.6pp | 551.28%-532.0pp |
| Employer contribution / active EE | $2,125 | $4,216-49.6% | $3,870-45.1% | $4,663-54.4% |
| Participant deferral / active EE | $3,329 | $5,621-40.8% | $5,060-34.2% | $6,691-50.2% |
| Admin fee / account holder | $318 | $9,750-96.7% | $8,391-96.2% | $13,402-97.6% |