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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,058 | $134,817+190.1% | $123,973+215.4% | $155,188+152.0% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 15.25% | 515.49%-500.2pp | 388.13%-372.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $2,734 | $4,425-38.2% | $4,126-33.7% | $4,248-35.6% |
| Participant deferral / active EE | $10,557 | $5,706+85.0% | $5,247+101.2% | $6,531+61.6% |
| Admin fee / account holder | $3,469 | $13,245-73.8% | $11,799-70.6% | $14,480-76.0% |