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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,992 | $110,410+0.5% | $102,437+8.4% | $145,897-23.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 9.13% | 24.85%-15.7pp | 24.95%-15.8pp | 552.29%-543.2pp |
| Employer contribution / active EE | $2,768 | $4,217-34.4% | $3,871-28.5% | $4,663-40.6% |
| Participant deferral / active EE | $6,500 | $5,622+15.6% | $5,060+28.5% | $6,689-2.8% |
| Admin fee / account holder | $426 | $9,745-95.6% | $8,388-94.9% | $13,390-96.8% |