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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,873 | $69,118+384.5% | $53,647+524.2% | $138,895+141.1% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 16.97% | 248.26%-231.3pp | 358.33%-341.4pp | 145.39%-128.4pp |
| Employer contribution / active EE | $15,569 | $1,189+1208.9% | $962+1518.3% | $4,194+271.2% |
| Participant deferral / active EE | $13,624 | $2,274+499.1% | $1,813+651.4% | $6,396+113.0% |
| Admin fee / account holder | $3,858 | $2,724+41.6% | $2,460+56.8% | $12,562-69.3% |