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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,043 | $76,522+255.5% | $56,033+385.5% | $145,884+86.5% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 12.64% | 3014.28%-3001.6pp | 1711.38%-1698.7pp | 551.85%-539.2pp |
| Employer contribution / active EE | $15,345 | $1,382+1010.1% | $1,041+1374.2% | $4,662+229.1% |
| Participant deferral / active EE | $13,604 | $2,624+418.5% | $1,954+596.2% | $6,690+103.4% |
| Admin fee / account holder | $1,960 | $3,328-41.1% | $2,827-30.7% | $13,392-85.4% |