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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,474 | $101,653-8.0% | $147,080-36.4% | $74,459+25.5% |
| Participation rate | 53.2% | 75.6%-22.4pp | 82.2%-29.0pp | 67.2%-14.1pp |
| Annual return | 16.34% | 8754.98%-8738.6pp | 420.17%-403.8pp | 1369.70%-1353.4pp |
| Employer contribution / active EE | $0 | $3,813-100.0% | $4,933-100.0% | $2,626-100.0% |
| Participant deferral / active EE | $6,931 | $7,304-5.1% | $8,066-14.1% | $4,350+59.3% |
| Admin fee / account holder | $1,331 | $1,752-24.0% | $12,989-89.8% | $1,945-31.6% |