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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,318 | $106,864-10.8% | $147,318-35.3% | $82,637+15.3% |
| Participation rate | 68.1% | 75.5%-7.4pp | 82.1%-14.0pp | 68.1%0pp |
| Annual return | 16.06% | 27.49%-11.4pp | 70.43%-54.4pp | 53.51%-37.4pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $8,085 | $6,496+24.5% | $7,906+2.3% | $4,126+95.9% |
| Admin fee / account holder | $2,697 | $8,415-67.9% | $13,708-80.3% | $7,339-63.2% |