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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $794,806 | $166,268+378.0% | $165,100+381.4% | $145,897+444.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.86% | 100.52%-91.7pp | 70.21%-61.3pp | 552.29%-543.4pp |
| Employer contribution / active EE | $10,000 | $5,284+89.3% | $4,348+130.0% | $4,663+114.5% |
| Participant deferral / active EE | $17,429 | $6,964+150.3% | $6,035+188.8% | $6,689+160.6% |
| Admin fee / account holder | $110,181 | $16,659+561.4% | $12,696+767.9% | $13,390+722.8% |