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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $794,806 | $166,020+378.7% | $164,866+382.1% | $145,959+444.5% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 8.86% | 100.08%-91.2pp | 69.97%-61.1pp | 561.95%-553.1pp |
| Employer contribution / active EE | $10,000 | $5,275+89.6% | $4,343+130.3% | $4,661+114.6% |
| Participant deferral / active EE | $17,429 | $6,961+150.4% | $6,033+188.9% | $6,689+160.6% |
| Admin fee / account holder | $110,181 | $16,644+562.0% | $12,689+768.3% | $13,398+722.4% |