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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,297 | $110,410+112.2% | $102,437+128.7% | $145,897+60.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.63% | 24.85%-10.2pp | 24.95%-10.3pp | 552.29%-537.7pp |
| Employer contribution / active EE | $3,924 | $4,217-7.0% | $3,871+1.4% | $4,663-15.8% |
| Participant deferral / active EE | $9,230 | $5,622+64.2% | $5,060+82.4% | $6,689+38.0% |
| Admin fee / account holder | $9,982 | $9,745+2.4% | $8,388+19.0% | $13,390-25.5% |