Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,904 | $76,407-26.8% | $150,298-62.8% | $82,448-32.2% |
| Participation rate | 32.1% | 66.4%-34.3pp | 77.8%-45.7pp | 68.1%-36.0pp |
| Annual return | 21.72% | 39.99%-18.3pp | 62.79%-41.1pp | 41.64%-19.9pp |
| Employer contribution / active EE | $28 | $2,614-98.9% | $4,154-99.3% | $2,551-98.9% |
| Participant deferral / active EE | $3,153 | $3,214-1.9% | $5,453-42.2% | $4,139-23.8% |
| Admin fee / account holder | $721 | $6,352-88.6% | $14,116-94.9% | $7,234-90.0% |