Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,829 | $106,749-58.0% | $145,433-69.2% | $82,448-45.6% |
| Participation rate | 42.2% | 75.6%-33.5pp | 82.1%-39.9pp | 68.1%-25.9pp |
| Annual return | 14.25% | 27.59%-13.3pp | 66.58%-52.3pp | 41.64%-27.4pp |
| Employer contribution / active EE | $316 | $3,444-90.8% | $4,554-93.1% | $2,551-87.6% |
| Participant deferral / active EE | $2,613 | $6,519-59.9% | $7,897-66.9% | $4,139-36.9% |
| Admin fee / account holder | $978 | $8,390-88.3% | $13,129-92.6% | $7,234-86.5% |