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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,323 | $166,131+33.2% | $164,975+34.2% | $145,877+51.7% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 11.54% | 100.37%-88.8pp | 70.12%-58.6pp | 551.28%-539.7pp |
| Employer contribution / active EE | $4,095 | $5,276-22.4% | $4,343-5.7% | $4,663-12.2% |
| Participant deferral / active EE | $10,343 | $6,962+48.6% | $6,033+71.4% | $6,691+54.6% |
| Admin fee / account holder | $2,618 | $16,648-84.3% | $12,688-79.4% | $13,402-80.5% |