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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,323 | $166,020+33.3% | $164,866+34.2% | $145,959+51.6% |
| Participation rate | 77.8% | 82.0%-4.2pp | 78.6%-0.8pp | 80.3%-2.5pp |
| Annual return | 11.54% | 100.08%-88.5pp | 69.97%-58.4pp | 561.95%-550.4pp |
| Employer contribution / active EE | $4,095 | $5,275-22.4% | $4,343-5.7% | $4,661-12.1% |
| Participant deferral / active EE | $10,343 | $6,961+48.6% | $6,033+71.4% | $6,689+54.6% |
| Admin fee / account holder | $2,618 | $16,644-84.3% | $12,689-79.4% | $13,398-80.5% |