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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,591 | $29,319+45.3% | $52,425-18.8% | $82,448-48.3% |
| Participation rate | 72.7% | 46.9%+25.9pp | 55.6%+17.1pp | 68.1%+4.7pp |
| Annual return | 8.26% | 535.20%-526.9pp | 302.12%-293.9pp | 41.64%-33.4pp |
| Employer contribution / active EE | $828 | $586+41.2% | $914-9.4% | $2,551-67.5% |
| Participant deferral / active EE | $2,319 | $1,171+98.0% | $1,790+29.5% | $4,139-44.0% |
| Admin fee / account holder | $744 | $1,962-62.1% | $2,495-70.2% | $7,234-89.7% |