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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,448 | $81,487+14.7% | $102,412-8.8% | $80,935+15.5% |
| Participation rate | 77.4% | 66.8%+10.5pp | 74.5%+2.9pp | 67.7%+9.7pp |
| Annual return | 12.85% | 25.60%-12.7pp | 24.94%-12.1pp | 35.66%-22.8pp |
| Employer contribution / active EE | $2,609 | $3,103-15.9% | $3,870-32.6% | $2,757-5.4% |
| Participant deferral / active EE | $7,512 | $3,871+94.1% | $5,060+48.5% | $4,299+74.7% |
| Admin fee / account holder | $2,804 | $6,717-58.3% | $8,388-66.6% | $6,924-59.5% |