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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,069 | $102,422+13.3% | $147,117-21.1% | $80,959+43.4% |
| Participation rate | 40.5% | 75.9%-35.4pp | 82.2%-41.7pp | 67.7%-27.2pp |
| Annual return | 18.80% | 135.16%-116.4pp | 420.54%-401.7pp | 35.67%-16.9pp |
| Employer contribution / active EE | $1,319 | $3,717-64.5% | $4,932-73.3% | $2,757-52.2% |
| Participant deferral / active EE | $2,698 | $6,652-59.4% | $8,065-66.5% | $4,300-37.3% |
| Admin fee / account holder | $5,665 | $7,953-28.8% | $12,993-56.4% | $6,925-18.2% |