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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,167 | $90,530-57.8% | $76,030-49.8% | $145,897-73.8% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 5.14% | 625.08%-619.9pp | 361.54%-356.4pp | 552.29%-547.2pp |
| Employer contribution / active EE | $5,160 | $3,319+55.4% | $2,688+92.0% | $4,663+10.7% |
| Participant deferral / active EE | $10,885 | $5,164+110.8% | $4,257+155.7% | $6,689+62.7% |
| Admin fee / account holder | $8,649 | $8,383+3.2% | $6,421+34.7% | $13,390-35.4% |