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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,167 | $90,397-57.8% | $76,002-49.8% | $145,959-73.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 5.14% | 621.97%-616.8pp | 360.07%-354.9pp | 561.95%-556.8pp |
| Employer contribution / active EE | $5,160 | $3,317+55.5% | $2,688+91.9% | $4,661+10.7% |
| Participant deferral / active EE | $10,885 | $5,163+110.8% | $4,257+155.7% | $6,689+62.7% |
| Admin fee / account holder | $8,649 | $8,369+3.3% | $6,414+34.9% | $13,398-35.4% |