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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,601 | $76,407+48.7% | $150,298-24.4% | $82,448+37.8% |
| Participation rate | 63.2% | 66.4%-3.2pp | 77.8%-14.6pp | 68.1%-4.9pp |
| Annual return | 14.65% | 39.99%-25.3pp | 62.79%-48.1pp | 41.64%-27.0pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $5,467 | $3,214+70.1% | $5,453+0.3% | $4,139+32.1% |
| Admin fee / account holder | $6,076 | $6,352-4.3% | $14,116-57.0% | $7,234-16.0% |