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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,601 | $86,050+32.0% | $189,758-40.1% | $94,015+20.8% |
| Participation rate | 63.2% | 68.9%-5.7pp | 79.8%-16.6pp | 70.8%-7.7pp |
| Annual return | 14.65% | 17.77%-3.1pp | 52.62%-38.0pp | 17.84%-3.2pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $5,467 | $3,349+63.3% | $5,856-6.6% | $4,249+28.7% |
| Admin fee / account holder | $6,076 | $6,627-8.3% | $20,388-70.2% | $8,951-32.1% |