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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,063 | $57,590+101.5% | $86,233+34.6% | $82,448+40.8% |
| Participation rate | 79.4% | 57.9%+21.5pp | 69.0%+10.4pp | 68.1%+11.3pp |
| Annual return | 11.02% | 22.41%-11.4pp | 61.39%-50.4pp | 41.64%-30.6pp |
| Employer contribution / active EE | $2,137 | $1,655+29.1% | $2,504-14.7% | $2,551-16.2% |
| Participant deferral / active EE | $8,018 | $3,080+160.3% | $4,559+75.9% | $4,139+93.7% |
| Admin fee / account holder | $24,201 | $4,730+411.6% | $8,342+190.1% | $7,234+234.5% |