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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,063 | $60,442+92.0% | $96,754+20.0% | $87,485+32.7% |
| Participation rate | 79.4% | 58.7%+20.7pp | 70.3%+9.1pp | 68.9%+10.5pp |
| Annual return | 11.02% | 21.97%-10.9pp | 82.04%-71.0pp | 26.06%-15.0pp |
| Employer contribution / active EE | $2,137 | $1,691+26.4% | $2,679-20.3% | $2,596-17.7% |
| Participant deferral / active EE | $8,018 | $3,280+144.5% | $4,758+68.5% | $4,274+87.6% |
| Admin fee / account holder | $24,201 | $5,069+377.4% | $8,905+171.8% | $7,775+211.3% |