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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,797 | $124,425-89.7% | $112,040-88.6% | $137,256-90.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.43% | 24.72%-11.3pp | 24.52%-11.1pp | 220.34%-206.9pp |
| Employer contribution / active EE | $2,193 | $3,411-35.7% | $2,954-25.8% | $4,156-47.2% |
| Participant deferral / active EE | $3,659 | $5,718-36.0% | $5,098-28.2% | $6,407-42.9% |
| Admin fee / account holder | $2,535 | $15,207-83.3% | $12,098-79.0% | $12,270-79.3% |