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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,318 | $95,404-65.1% | $113,397-70.6% | $82,637-59.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.5%+23.5pp | 68.1%+31.9pp |
| Annual return | 16.44% | 19.08%-2.6pp | 23.20%-6.8pp | 53.51%-37.1pp |
| Employer contribution / active EE | $3,769 | $2,307+63.4% | $2,977+26.6% | $2,552+47.7% |
| Participant deferral / active EE | $3,928 | $4,220-6.9% | $5,076-22.6% | $4,126-4.8% |
| Admin fee / account holder | $346 | $9,168-96.2% | $11,957-97.1% | $7,339-95.3% |