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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $479,458 | $162,136+195.7% | $152,301+214.8% | $154,746+209.8% |
| Participation rate | 76.2% | 84.1%-7.9pp | 82.4%-6.3pp | 80.7%-4.5pp |
| Annual return | 12.29% | 91.02%-78.7pp | 80.50%-68.2pp | 172.34%-160.0pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $11,220 | $8,341+34.5% | $8,004+40.2% | $6,730+66.7% |
| Admin fee / account holder | $1,990 | $15,759-87.4% | $14,398-86.2% | $14,365-86.1% |