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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,241 | $110,410+81.4% | $102,437+95.5% | $145,897+37.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 15.64% | 24.85%-9.2pp | 24.95%-9.3pp | 552.29%-536.7pp |
| Employer contribution / active EE | $3,537 | $4,217-16.1% | $3,871-8.6% | $4,663-24.2% |
| Participant deferral / active EE | $9,442 | $5,622+68.0% | $5,060+86.6% | $6,689+41.1% |
| Admin fee / account holder | $2,265 | $9,745-76.8% | $8,388-73.0% | $13,390-83.1% |