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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,614 | $57,140-62.2% | $85,240-74.6% | $80,959-73.3% |
| Participation rate | 65.1% | 56.4%+8.7pp | 67.5%-2.4pp | 67.7%-2.6pp |
| Annual return | 39.56% | 21.71%+17.8pp | 66.75%-27.2pp | 35.67%+3.9pp |
| Employer contribution / active EE | $1,525 | $1,802-15.4% | $2,735-44.2% | $2,757-44.7% |
| Participant deferral / active EE | $2,794 | $3,115-10.3% | $4,527-38.3% | $4,300-35.0% |
| Admin fee / account holder | $347 | $4,992-93.0% | $6,165-94.4% | $6,925-95.0% |