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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,869 | $57,590-48.1% | $86,233-65.4% | $82,448-63.8% |
| Participation rate | 67.5% | 57.9%+9.6pp | 69.0%-1.5pp | 68.1%-0.6pp |
| Annual return | 18.99% | 22.41%-3.4pp | 61.39%-42.4pp | 41.64%-22.6pp |
| Employer contribution / active EE | $2,619 | $1,655+58.2% | $2,504+4.6% | $2,551+2.7% |
| Participant deferral / active EE | $4,334 | $3,080+40.7% | $4,559-4.9% | $4,139+4.7% |
| Admin fee / account holder | $3,048 | $4,730-35.6% | $8,342-63.5% | $7,234-57.9% |