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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,910 | $174,379+31.8% | $152,093+51.2% | $138,895+65.5% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 13.43% | 74.86%-61.4pp | 66.36%-52.9pp | 145.39%-132.0pp |
| Employer contribution / active EE | $2,451 | $4,652-47.3% | $4,175-41.3% | $4,194-41.6% |
| Participant deferral / active EE | $5,857 | $6,159-4.9% | $5,451+7.4% | $6,396-8.4% |
| Admin fee / account holder | $6,918 | $16,880-59.0% | $14,497-52.3% | $12,562-44.9% |