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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,849 | $114,712+22.8% | $173,730-18.9% | $87,485+61.0% |
| Participation rate | 72.9% | 73.0%-0.1pp | 79.6%-6.7pp | 68.9%+4.0pp |
| Annual return | 10.80% | 20.18%-9.4pp | 19.96%-9.2pp | 26.06%-15.3pp |
| Employer contribution / active EE | $1,894 | $2,904-34.8% | $4,577-58.6% | $2,596-27.1% |
| Participant deferral / active EE | $7,504 | $4,642+61.7% | $6,326+18.6% | $4,274+75.6% |
| Admin fee / account holder | $11,105 | $10,210+8.8% | $17,523-36.6% | $7,775+42.8% |