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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,849 | $115,931+21.5% | $185,441-24.0% | $86,983+61.9% |
| Participation rate | 72.9% | 73.6%-0.7pp | 80.3%-7.3pp | 69.5%+3.4pp |
| Annual return | 10.80% | 21.47%-10.7pp | 20.16%-9.4pp | 25.83%-15.0pp |
| Employer contribution / active EE | $1,894 | $2,937-35.5% | $4,672-59.5% | $2,584-26.7% |
| Participant deferral / active EE | $7,504 | $4,551+64.9% | $6,152+22.0% | $4,194+78.9% |
| Admin fee / account holder | $11,105 | $10,687+3.9% | $17,890-37.9% | $7,856+41.4% |