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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,336 | $108,942+5.9% | $100,415+14.9% | $145,897-20.9% |
| Participation rate | 39.1% | 83.0%-43.9pp | 81.5%-42.4pp | 80.3%-41.2pp |
| Annual return | 13.76% | 58.27%-44.5pp | 49.47%-35.7pp | 552.29%-538.5pp |
| Employer contribution / active EE | $1,738 | $4,422-60.7% | $3,943-55.9% | $4,663-62.7% |
| Participant deferral / active EE | $4,731 | $8,461-44.1% | $8,091-41.5% | $6,689-29.3% |
| Admin fee / account holder | $0 | $9,702-100.0% | $7,906-100.0% | $13,390-100.0% |