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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,646 | $107,666-30.7% | $102,184-26.9% | $154,746-51.8% |
| Participation rate | 66.7% | 83.7%-17.1pp | 82.6%-15.9pp | 80.7%-14.0pp |
| Annual return | 19.25% | 29.33%-10.1pp | 31.58%-12.3pp | 172.34%-153.1pp |
| Employer contribution / active EE | $5,158 | $3,846+34.1% | $3,594+43.5% | $4,379+17.8% |
| Participant deferral / active EE | $5,662 | $8,719-35.1% | $8,309-31.9% | $6,730-15.9% |
| Admin fee / account holder | $12,372 | $12,943-4.4% | $11,609+6.6% | $14,365-13.9% |