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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,425 | $166,268+96.9% | $165,100+98.3% | $145,897+124.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.79% | 100.52%-90.7pp | 70.21%-60.4pp | 552.29%-542.5pp |
| Employer contribution / active EE | $3,712 | $5,284-29.7% | $4,348-14.6% | $4,663-20.4% |
| Participant deferral / active EE | $8,713 | $6,964+25.1% | $6,035+44.4% | $6,689+30.3% |
| Admin fee / account holder | $13,183 | $16,659-20.9% | $12,696+3.8% | $13,390-1.5% |