Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,050 | $81,487-5.4% | $102,412-24.8% | $80,935-4.8% |
| Participation rate | 44.7% | 66.8%-22.1pp | 74.5%-29.8pp | 67.7%-22.9pp |
| Annual return | 12.52% | 25.60%-13.1pp | 24.94%-12.4pp | 35.66%-23.1pp |
| Employer contribution / active EE | $0 | $3,103-100.0% | $3,870-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,027 | $3,871-21.8% | $5,060-40.2% | $4,299-29.6% |
| Admin fee / account holder | $2,223 | $6,717-66.9% | $8,388-73.5% | $6,924-67.9% |