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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,055 | $183,516+7.9% | $155,534+27.3% | $145,884+35.8% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 15.52% | 61.43%-45.9pp | 64.92%-49.4pp | 551.85%-536.3pp |
| Employer contribution / active EE | $3,152 | $5,315-40.7% | $4,675-32.6% | $4,662-32.4% |
| Participant deferral / active EE | $9,165 | $6,467+41.7% | $5,630+62.8% | $6,690+37.0% |
| Admin fee / account holder | $2,146 | $19,293-88.9% | $15,900-86.5% | $13,392-84.0% |