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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,667 | $185,312+99.5% | $161,489+128.9% | $154,746+138.9% |
| Participation rate | 91.3% | 82.5%+8.8pp | 78.7%+12.6pp | 80.7%+10.6pp |
| Annual return | 14.09% | 103.84%-89.8pp | 89.72%-75.6pp | 172.34%-158.2pp |
| Employer contribution / active EE | $8,954 | $4,769+87.7% | $4,268+109.8% | $4,379+104.5% |
| Participant deferral / active EE | $12,642 | $6,350+99.1% | $5,630+124.6% | $6,730+87.8% |
| Admin fee / account holder | $5,944 | $18,654-68.1% | $16,006-62.9% | $14,365-58.6% |