Retirement plan

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF J. GIVOO CONSULTANTS, INC.

Name: J. GIVOO CONSULTANTS, INC. - 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF J. GIVOO CONSULTANTS, INC. (2025) Form 5500
Creator: J. GIVOO CONSULTANTS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF J. GIVOO CONSULTANTS, INC., J. GIVOO CONSULTANTS, INC.

J. GIVOO CONSULTANTS, INC.EIN 22-3105716Plan #001PY 2025

77 MARKET ST - SALEM, NJ 080791917856-935-6044LinkedIn51-200 employeesoil & energy

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$3.2M

+13.9% from 2024

Total participants

-16.7% from 2024

Average account balance

$144,748

+13.9% from 2024

Annual return

10.41%

+1.57 pp from 2024

Benchmarks

See 7,335 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort7,335 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$145K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

220.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$177K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.41%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3550

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2T

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$78K

$7811 / participant

Other / not subdivided$78K100.0%

% of EOY assets

2.453%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$144,748

$107,809+34.3%

$97,032+49.2%

$155,188-6.7%

Participation rate

70.0%

75.5%-5.5pp

71.6%-1.6pp

80.8%-10.8pp

Annual return

10.41%

38.06%-27.6pp

35.38%-25.0pp

148.84%-138.4pp

Employer contribution / active EE

$2,911-100.0%

$2,629-100.0%

$4,248-100.0%

Participant deferral / active EE

$17,658

$5,129+244.2%

$4,672+277.9%

$6,531+170.4%

Admin fee / account holder

$3,550

$10,717-66.9%

$9,418-62.3%

$14,480-75.5%

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF J. GIVOO CONSULTANTS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

401(K) PROFIT SHARING PLAN FOR EMPLOYEES OF J. GIVOO CONSULTANTS, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion