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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,222 | $94,031-6.2% | $115,768-23.8% | $82,448+7.0% |
| Participation rate | 24.2% | 70.4%-46.2pp | 74.4%-50.2pp | 68.1%-43.8pp |
| Annual return | 14.23% | 20.61%-6.4pp | 100.46%-86.2pp | 41.64%-27.4pp |
| Employer contribution / active EE | $0 | $2,323-100.0% | $2,940-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $3,549 | $3,972-10.6% | $4,917-27.8% | $4,139-14.3% |
| Admin fee / account holder | $5 | $10,249-100.0% | $12,439-100.0% | $7,234-99.9% |