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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,222 | $109,620-19.5% | $148,496-40.6% | $94,015-6.2% |
| Participation rate | 24.2% | 71.3%-47.0pp | 76.0%-51.8pp | 70.8%-46.6pp |
| Annual return | 14.23% | 17.54%-3.3pp | 12.33%+1.9pp | 17.84%-3.6pp |
| Employer contribution / active EE | $0 | $2,618-100.0% | $3,497-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $3,549 | $3,831-7.4% | $4,808-26.2% | $4,249-16.5% |
| Admin fee / account holder | $5 | $10,050-100.0% | $19,547-100.0% | $8,951-99.9% |