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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,222 | $97,648-9.7% | $121,663-27.5% | $87,485+0.8% |
| Participation rate | 24.2% | 70.5%-46.2pp | 74.5%-50.2pp | 68.9%-44.7pp |
| Annual return | 14.23% | 18.03%-3.8pp | 147.54%-133.3pp | 26.06%-11.8pp |
| Employer contribution / active EE | $0 | $2,300-100.0% | $3,020-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,549 | $3,923-9.5% | $4,887-27.4% | $4,274-16.9% |
| Admin fee / account holder | $5 | $11,100-100.0% | $14,289-100.0% | $7,775-99.9% |