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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,035 | $149,040+74.5% | $120,225+116.3% | $137,256+89.5% |
| Participation rate | 90.0% | 75.4%+14.6pp | 69.6%+20.4pp | 80.0%+10.0pp |
| Annual return | 20.59% | 605.68%-585.1pp | 439.23%-418.6pp | 220.34%-199.8pp |
| Employer contribution / active EE | $15,557 | $4,350+257.6% | $3,475+347.6% | $4,156+274.3% |
| Participant deferral / active EE | $8,873 | $4,655+90.6% | $3,999+121.9% | $6,407+38.5% |
| Admin fee / account holder | $7,886 | $6,348+24.2% | $5,696+38.4% | $12,270-35.7% |