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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,783 | $112,729-39.0% | $98,716-30.3% | $137,256-49.9% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 15.91% | 38.48%-22.6pp | 31.81%-15.9pp | 220.34%-204.4pp |
| Employer contribution / active EE | $1,765 | $2,725-35.2% | $2,279-22.5% | $4,156-57.5% |
| Participant deferral / active EE | $7,738 | $4,640+66.8% | $4,048+91.2% | $6,407+20.8% |
| Admin fee / account holder | $618 | $10,129-93.9% | $8,703-92.9% | $12,270-95.0% |