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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,892 | $146,267+215.8% | $197,124+134.3% | $82,448+460.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 14.79% | 29.61%-14.8pp | 44.34%-29.6pp | 41.64%-26.8pp |
| Employer contribution / active EE | $14,524 | $4,723+207.5% | $6,227+133.2% | $2,551+469.4% |
| Participant deferral / active EE | $18,261 | $7,035+159.6% | $9,135+99.9% | $4,139+341.2% |
| Admin fee / account holder | $1,987 | $14,422-86.2% | $16,298-87.8% | $7,234-72.5% |