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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,892 | $145,431+217.6% | $211,142+118.8% | $87,485+428.0% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 14.79% | 27.21%-12.4pp | 46.84%-32.0pp | 26.06%-11.3pp |
| Employer contribution / active EE | $14,524 | $4,662+211.6% | $6,442+125.5% | $2,596+459.4% |
| Participant deferral / active EE | $18,261 | $6,859+166.2% | $9,284+96.7% | $4,274+327.3% |
| Admin fee / account holder | $1,987 | $17,052-88.3% | $19,076-89.6% | $7,775-74.4% |