Retirement plan

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL AREA AGENCY ON AGING, INC.

Name: NORTH CENTRAL AREA AGENCY ON A - 403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL AREA AGENCY ON AGING, INC. (2025) Form 5500
Creator: NORTH CENTRAL AREA AGENCY ON A
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, 403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL AREA AGENCY ON AGING, INC., NORTH CENTRAL AREA AGENCY ON A

NORTH CENTRAL AREA AGENCY ON AEIN 22-3059029Plan #001PY 2025

151 NEW PARK AVE UNIT 75 - HARTFORD, CT 061062152860-724-6443ncaaact.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsLow returnsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1.2M

+12.2% from 2024

Total participants

-3.7% from 2024

Average account balance

$51,416

+12.2% from 2024

Annual return

8.82%

-11.37 pp from 2024

Benchmarks

See 48,836 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort48,836 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.18M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$51K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$184K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.82%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6430

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$148K

$6162 / participant

Other / not subdivided$148K100.0%

% of EOY assets

12.506%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,416

$70,366-26.9%

$66,674-22.9%

$138,895-63.0%

Participation rate

87.5%

76.2%+11.3pp

73.7%+13.8pp

79.9%+7.6pp

Annual return

8.82%

386.41%-377.6pp

321.24%-312.4pp

145.39%-136.6pp

Employer contribution / active EE

$6,474

$2,765+134.1%

$2,620+147.1%

$4,194+54.4%

Participant deferral / active EE

$1,181

$4,374-73.0%

$4,084-71.1%

$6,396-81.5%

Admin fee / account holder

$6,430

$5,262+22.2%

$5,098+26.1%

$12,562-48.8%

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL AREA AGENCY ON AGING, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

403(B) THRIFT PLAN FOR EMPLOYEES OF NORTH CENTRAL AREA AGENCY ON AGING, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion