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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,511 | $108,897+7.9% | $100,378+17.1% | $145,877-19.4% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.17% | 58.17%-45.0pp | 49.41%-36.2pp | 551.28%-538.1pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $13,803 | $8,455+63.3% | $8,087+70.7% | $6,691+106.3% |
| Admin fee / account holder | $6,640 | $9,690-31.5% | $7,899-15.9% | $13,402-50.5% |