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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,757 | $196,972+149.2% | $182,262+169.3% | $198,609+147.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 12.53% | 158.27%-145.7pp | 140.60%-128.1pp | 202.70%-190.2pp |
| Employer contribution / active EE | $7,493 | $5,364+39.7% | $5,046+48.5% | $5,055+48.2% |
| Participant deferral / active EE | $18,871 | $8,643+118.3% | $8,276+128.0% | $6,977+170.5% |
| Admin fee / account holder | $33,333 | $18,429+80.9% | $16,712+99.5% | $19,030+75.2% |