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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,500 | $106,749+133.7% | $145,433+71.6% | $82,448+202.6% |
| Participation rate | 63.0% | 75.6%-12.7pp | 82.1%-19.2pp | 68.1%-5.1pp |
| Annual return | 17.62% | 27.59%-10.0pp | 66.58%-49.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $1,212 | $3,444-64.8% | $4,554-73.4% | $2,551-52.5% |
| Participant deferral / active EE | $11,532 | $6,519+76.9% | $7,897+46.0% | $4,139+178.6% |
| Admin fee / account holder | $51,035 | $8,390+508.3% | $13,129+288.7% | $7,234+605.5% |