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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,492 | $174,379-37.8% | $152,093-28.7% | $138,895-21.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.16% | 74.86%-57.7pp | 66.36%-49.2pp | 145.39%-128.2pp |
| Employer contribution / active EE | $33,830 | $4,652+627.2% | $4,175+710.3% | $4,194+706.6% |
| Participant deferral / active EE | $44,198 | $6,159+617.6% | $5,451+710.8% | $6,396+591.0% |
| Admin fee / account holder | $143,590 | $16,880+750.7% | $14,497+890.5% | $12,562+1043.0% |