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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,517 | $166,268-19.1% | $165,100-18.5% | $145,897-7.8% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 9.03% | 100.52%-91.5pp | 70.21%-61.2pp | 552.29%-543.3pp |
| Employer contribution / active EE | $3,804 | $5,284-28.0% | $4,348-12.5% | $4,663-18.4% |
| Participant deferral / active EE | $11,377 | $6,964+63.4% | $6,035+88.5% | $6,689+70.1% |
| Admin fee / account holder | $25 | $16,659-99.8% | $12,696-99.8% | $13,390-99.8% |