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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,517 | $166,131-19.0% | $164,975-18.5% | $145,877-7.8% |
| Participation rate | 62.5% | 82.0%-19.5pp | 78.6%-16.1pp | 80.3%-17.8pp |
| Annual return | 9.03% | 100.37%-91.3pp | 70.12%-61.1pp | 551.28%-542.3pp |
| Employer contribution / active EE | $3,804 | $5,276-27.9% | $4,343-12.4% | $4,663-18.4% |
| Participant deferral / active EE | $11,377 | $6,962+63.4% | $6,033+88.6% | $6,691+70.0% |
| Admin fee / account holder | $25 | $16,648-99.8% | $12,688-99.8% | $13,402-99.8% |