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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,542 | $126,113+19.4% | $116,096+29.7% | $155,188-3.0% |
| Participation rate | 83.3% | 75.1%+8.2pp | 73.3%+10.0pp | 80.8%+2.5pp |
| Annual return | 11.05% | 391.72%-380.7pp | 326.25%-315.2pp | 148.84%-137.8pp |
| Employer contribution / active EE | $3,424 | $2,672+28.2% | $2,503+36.8% | $4,248-19.4% |
| Participant deferral / active EE | $7,636 | $4,162+83.5% | $3,952+93.2% | $6,531+16.9% |
| Admin fee / account holder | $2,606 | $8,045-67.6% | $7,704-66.2% | $14,480-82.0% |