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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,103 | $44,850-12.8% | $60,547-35.4% | $59,633-34.4% |
| Participation rate | 85.9% | 59.5%+26.4pp | 68.0%+18.0pp | 68.7%+17.2pp |
| Annual return | -2.54% | 1074.14%-1076.7pp | 335.64%-338.2pp | 2041.45%-2044.0pp |
| Employer contribution / active EE | $1,185 | $1,462-18.9% | $2,419-51.0% | $2,203-46.2% |
| Participant deferral / active EE | $3,580 | $2,230+60.5% | $3,328+7.6% | $3,192+12.2% |
| Admin fee / account holder | $1,364 | $3,635-62.5% | $4,536-69.9% | $4,297-68.2% |