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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,972 | $97,125-53.7% | $86,233-47.8% | $137,256-67.2% |
| Participation rate | 13.3% | 74.2%-60.9pp | 69.0%-55.7pp | 80.0%-66.6pp |
| Annual return | 12.47% | 74.19%-61.7pp | 61.39%-48.9pp | 220.34%-207.9pp |
| Employer contribution / active EE | $648 | $2,841-77.2% | $2,504-74.1% | $4,156-84.4% |
| Participant deferral / active EE | $1,090 | $5,180-79.0% | $4,559-76.1% | $6,407-83.0% |
| Admin fee / account holder | $88,864 | $9,725+813.8% | $8,342+965.2% | $12,270+624.2% |